Workers' Compensation Insurance Help
Unbiased Insurance Information and Advice
From Insurance Consultant, Scott Simmonds, CPCU, ARM, CMC

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Reduce & Control Your Workers Compensation Insurance Costs

We can help you with information on an important (and misunderstood) part of your workers compensation insurance policy, the experience modification. Your "Mod" is a ratio of expected claims to your actual claims. It's the place in your insurance premium calculation where you control your cost. If your losses are higher than others in your industry your experience modification will be high - costing you money. Lower losses reduces your experience mod - resulting in a lower workers compensation insurance premium.

 

The Basics Of The Workers' Compensation Experience Modification
Learn the basics of the work comp experience modification factor. What information goes into the mod calculation and what impacts the factor.

 

ModManager Tool
ModManager is a simple to use software tool you can use to review the components of your workers compensation experience modification. One simple tool to help you see and judge your success at controlling your employee injuries.

Simmonds on Workers' Compensation Insurance
200 pages of solid, easy to implement ideas and tips to help you control your workers compensation insurance premium and losses. You get inside information on policy management, claims management, and loss control. Tame the workers' compensation beast! Details Here

 

Customized Help With Your Workers Compensation Experience Mod
We can provide you with a simple, easy to understand report that explains to you why your experience modification factor is what it is. Are your losses to big? Are you having too many losses? Along with your report you get a phone consultation to help you solve the problems of your mod and workers compensation policy.


Sample Pages

 

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Email: Scott@ScottSimmonds.com

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